Sai Krishna Kamepalli, Raghuram Rajan, Luigi Zingales

NBER Working Paper No. 27146
Issued in May 2020

---- Acknowledgments ----

Rajan acknowledges support from the Fama-Miller Center and the Stigler Center at the University of Chicago. Zingales also acknowledges financial support from the Stigler Center. We thank Sam Kaplan, Filippo Lancieri, Fiona Scott Morton, and Richard Schmalensee for very useful comments. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research. Rajan has given a paid speech for Ripple, which may or may not have interest in the research in this paper. There has been no communication with Ripple about the contents of this paper.

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