Vincent Yao

Georgia State University
J. Mack Robinson College of Business
35 Broad Street NW
Atlanta, GA 30303
Tel: 3017609937

E-Mail: EmailAddress: hidden: you can email any NBER-related person as first underscore last at nber dot org
Institutional Affiliation: Georgia State University

NBER Working Papers and Publications

June 2020Searching for Approval
with Sumit Agarwal, John Grigsby, Ali Hortaçsu, Gregor Matvos, Amit Seru: w27341
May 2019Second Chance: Life without Student Debt
with Marco Di Maggio, Ankit Kalda: w25810
August 2015Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program
with Sumit Agarwal, Gene Amromin, Souphala Chomsisengphet, Tim Landvoigt, Tomasz Piskorski, Amit Seru: w21512
October 2014Mortgage Rates, Household Balance Sheets, and the Real Economy
with Benjamin J. Keys, Tomasz Piskorski, Amit Seru: w20561
October 2013Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market
with Sumit Agarwal, Itzhak Ben-David: w19606

Published: “Collateral Valuation and Institutional Pressures: Evidence from the Residential Real-Estate Market” (with Ben-David, Z., and V. Yao), Management Science, 2015, Vol. 61(9), Pp.2220-2240 citation courtesy of

September 2012Foreclosure externalities: Some new evidence
with Kristopher Gerardi, Eric Rosenblatt, Paul S. Willen: w18353

Published: Journal of Urban Economics Volume 87, May 2015, Pages 42–56 Cover image Foreclosure externalities: New evidence ☆ Kristopher Gerardia, , , Eric Rosenblattb, , Paul S. Willenc, , Vincent Yaob,

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